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Modern Cross Border Remittance Infrastructure.
Licensed, compliant and API-ready remittance infrastructure
for banks, fintechs and money transfer companies.
AT Services is a licensed Hong Kong Money Service Operator providing secure cross-border payment infrastructure.Our platform connects senders, agents and payout partners into a single global network combining regulatory compliance, operational discipline and modern technology purpose-built for remittance.
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Regulated Remittance Network
Access Hong Kong-licensed remittance infrastructure and an international payout network supporting business-to-business and institutional transaction flows across multiple corridors.
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Embedded Compliance and Controls
Centralised compliance functions including AML / CFT workflows, transaction monitoring and risk controls designed to support regulated partners and reduce operational burden
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Scalable Platform & Integrations
API-ready platform supporting scalable volumes, corridor expansion and seamless integration with existing banking, fintech and operational systems.
Transaction Dashboard
Compliance & Security
Seamless Integrations
Our Products.
We deliver compliant remittance infrastructure combining transactions, compliance and network connectivity,
helping licensed partners scale efficiently across global corridors.
White-Label
Platforms
Secure API
Infrastructure
Branded web and mobile
remittance systems
Worldwide access to payout
banks and financial institutions
Single API for cross-border
transaction processing
Global Payout
Network
With the Right Platform, Global Transfers Become Simple
AT Services operates in accordance with the Hong Kong Customs and Excise Department (HKC&ED) the authority overseeing money service operators and enforcing anti-money-laundering (AML) and counter-terrorist-financing (CTF) laws.
We maintain full compliance with Hong Kong’s financial regulations, ensuring every transaction is transparent, traceable, and secure.
Our compliance team continuously monitors operations to meet the highest international standards, protecting both our clients and global financial integrity.
Compliance Led
Operations
Global Payout
Network
API and White
Label Access
Access banks, financial institutions and payout partners worldwide through a single regulated platform.
Integrate via secure APIs or launch branded web and mobile remittance services on top of our infrastructure
Operate within a licensed Hong Kong MSO framework with built-in AML, monitoring and operational controls
Why Choose AT Services
Cross-border remittances are operationally complex, compliance-heavy and increasingly regulated.
AT Services provides a licensed Hong Kong platform that removes infrastructure friction, allowing regulated institutions to expand internationally with confidence.
By combining a global payout network, robust compliance framework and modern integration options, we help partners reduce complexity, control risk and scale remittance operations efficiently.
What Makes AT Services Different
AT Services provides a remittance infrastructure and international payout connectivity to regulated institutions operating cross-border payment flows.
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Global Payout
Network
Designed for banks and MSOs, without the rigidity of legacy systems
Compliance Built
Into The Core
Licensing, AML / CFT controls and governance are embedded - not bolted on.
Practical, Cost-Efficient
Expansion
Access global payout corridors and platforms without heavy upfront investment.
How is AT Services different from other remittance platforms?
AT Services provides regulated remittance infrastructure for licensed institutions, not consumer-facing payment services.
The platform is designed to support cross-border payment operations through controlled transaction processing, connectivity to payout partners, and embedded compliance controls.
Our focus is on infrastructure, governance, and operational reliability rather than retail distribution.
Do I need a licence to use AT Services?
Yes.
AT Services works exclusively with licensed and regulated institutions.
Partners are required to hold all licences, registrations and regulatory approvals applicable in their operating jurisdictions.
​AT Services does not provide licensing cover or regulatory sponsorship for unlicensed businesses
Does the platform support multiple currencies and regions?
Yes.
The platform supports multi-currency and multi-jurisdictional operations, subject to corridor availability and regulatory constraints.
Geographic coverage, transaction limits and payout methods are agreed on a case-by-case basis following compliance review and onboarding.
Who We Work With
AT Services partners with:
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Licensed Money Service Operators
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Banks and regulated financial institutions
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Licensed fintech companies conducting business-to-business payment activity
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Regulated entities requiring access to international remittance corridors and payout networks
All partners are subject to onboarding, due diligence, and ongoing monitoring.
Security & Compliance
The platform is built to meet global standards for data protection and financial transparency - ensuring every transaction is encrypted, verified, and monitored in real time.
End-to-End Encryption
All data and transactions are protected with enterprise-grade encryption to maintain complete confidentiality and security.
Automated AML & KYC
Integrated compliance tools verify users, detect risk, and prevent fraud keeping every transfer aligned with global regulations.
Real-Time Monitoring
Continuous transaction tracking provides full visibility, audit readiness, and operational transparency across every payment.